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i-Saraan Plus For e-hailing Drivers

i-Saraan Plus is a voluntary contribution initiative by EPF, designed specifically for e‑hailing and p‑hailing drivers. The program allows these members to receive special incentives from the Government to enhance their retirement security, subject to applicable terms and conditions.

https://www.kwsp.gov.my/en/member/savings/i-saraan-plus

Benefits

*Lifetime incentive capped at RM6,000 or until the member reaches age 60, whichever comes first, subject to the Government’s terms and conditions.

Annual Dividend

Enjoy annual dividends on top of retirement savings

Death Assistance

Subject to IRB terms and conditions

Tax Relief

Receive a special incentive of 20% (up to a maximum of RM600 per year) on the total voluntary contributions made for the current year*

Special Incentive

Subject to EPF terms and conditions

Frequently asked questions

Who is eligible?

Malaysian that is under 60 years old, EPF member registered under i-Saraan, and working as e-hailing driver.

(Contribution must be made through e-hailing sector service provider to qualify for i-Saraan plus.)

What is the responsibility of service provider?

Service Providers under the e‑hailing and/or p‑hailing sectors must make i-Saraan Plus contributions on behalf of their workers through the i-Akaun (Employer). This is to enable the members to qualify for a special incentive of 20% (up to a maximum of RM600 per year) of the total voluntary contributions made in the current year.

What is the payment method?

Service providers under the e‑hailing and/or p‑hailing sector are required to make contribution payments on behalf of their workers through the i-Akaun (Employer).

Note: i-Saraan Plus participants are also allowed to make voluntary contributions through existing channels to maximise the total government matching incentives.

How to join i-Saraan plus?

Enroll in i-Saraan first. Then Enrolment in i‑Saraan Plus is automatic when an individual makes a contribution payment through the service provider under the e‑hailing and/or p‑hailing sector.

What is the contribution limit?

Minimum: RM1

Maximum: RM100,000 per annum

The maximum accumulated limit for Voluntary Contributions (i-Simpan Contribution, i‑Saraan Contribution, i‑Saraan Plus Contribution, i‑Suri Contribution and Akaun Persaraan Top‑up Savings Contribution) across all payment channels

Forms

Note: i-Saraan Plus participants are also allowed to make voluntary contributions through existing channels to maximise the total government matching incentives.

https://www.kwsp.gov.my/documents/d/guest/form_kwsp_16g_m

KWSP 6A(2)

https://www.kwsp.gov.my/documents/d/guest/kwsp_6a_2

KWSP 16G(M)

We hope this strategic collaboration can be continued and strengthened to ensure the effective and sustainable implementation of i-Saraan Plus, in line with the agenda of extending social protection to the e-Hailing and p-Hailing worker communities.